How much is a 4 point inspection in Florida?

How Much Does a 4 Point Inspection Cost in Florida? Homeowners save money when having a 4-point inspection instead of a full home inspection. A standard 4-point inspection will cost homeowners between $50 to $150. A complete home inspection can cost between $100 and $200.

Who can do a 4 point inspection in Florida?

Florida Citizens Insurance Form: The following FLORIDA-LICENSED individuals may complete a 4-Point Inspection for Citizens in its entirety: A general, residential, or building contractor. A building code inspector. A registered architect.

What do they look for in a 4 point inspection?

A 4-point inspection is an examination of the current condition of a house or condominium, reviewing four major systems: roofing, electrical, plumbing and HVAC. This specific inspection is requested by homeowners insurance companies before someone can renew or be eligible for their desired coverage plan.

What is a 4 point wind inspection?

A wind mitigation inspection gives homeowners insurance discounts based on certain building attributes. A 4 point inspection help homeowners obtain insurance by reporting the condition of the HVAC, electrical, plumbing, and roofing systems.

What is the 4 point inspection on homes in Florida?

A 4 point inspection looks at the 4 major systems (Roof, Electrical, Plumbing, HVAC) in an older home. An insurance company wants to know that an older home has been well maintained, and the major systems are in good working condition. This is not a safety inspection.

Can a general contractor do a 4 point inspection?

WHO CAN PERFORM A FOUR POINT INSPECTION? Most insurance companies require a licensed electrician, a general building or residential contractor, a roofing contractor, or a certified home inspector to conduct the Four Point Inspection and certify the report.

What is the difference between a home inspection and a 4 point inspection?

Four-point inspections are shorter evaluations that focus on four key areas in a home: electrical system, plumbing, roof, and the HVAC system. Full home inspections, or buyer’s inspections, are extensive evaluations that cover virtually all the visible areas in a home.

Do I need a four point inspection in Florida?

When you own or purchase an older home, rental property, or condo in Florida, you will likely need for a 4 point inspection before purchasing a homeowners policy. Most insurance companies will require a 4 point inspection when a home is older than 40 years, or a rental property is older than 30 years.

Do homeowners insurance companies inspect homes?

A thorough home inspection is not required by all homeowners insurance companies, as it is at their discretion to decide whether or not to require it before quoting your policy.

Do you need a four point inspection?

A four point inspection is an insurance required inspection that tells insurance underwriters how well the home has been maintained and the kind of liability they are insuring. The inspection is typically required on homes after 30 years of age, but can be as soon as 5 or 10 years.