Can I trust LifeSearch?

With LifeSearch you can arrange this when you initially take out the policy, and there is not any charge for doing so, however a life insurance policy can be put into trust at any time – you can do it when the policy is first written, or at a later date, it’s entirely up to you.

Who are LifeSearch?

LifeSearch is one of the UK’s leading and biggest life insurance brokers, which means that it sells and advises on protection products, such as life insurance, directly to consumers. LifeSearch was founded in 1998 by its CEO Tom Baigrie.

Is LifeSearch free?

There’s no downside to a LifeSearch Review – it’s free as part of the service you’re entitled to as a LifeSearch client. Your LifeSearch Annual Review is FREE. Call us on 0800 316 3166 to talk to your Adviser.

Which life insurance is best UK?

9 Best Whole of Life Insurance policies in the UK

  • Legal & General – Whole of Life Protection Plan.
  • Vitality – VitalityLife.
  • Scottish Widows – Protect Whole of Life Cover.
  • Aegon – Whole of Life Plan.
  • Zurich – Adaptable Life Plan.
  • AIG Life – Whole of Life Insurance or Care Cover.
  • LV= – LifeTime+

How do I find a life insurance broker?

Ask your accountant, attorney or financial planner for referrals to life insurance agents. You can also find agents in your area by going to life insurance company websites.

How do you set up a trust policy?

To put your life insurance into a trust, you’ll need to create a trust deed; a legally binding document which outlines the parties that make up the trust, the trust terms, and the trust beneficiaries.

How does LifeSearch make money?

Instead of charging you as the customer for our advice, LifeSearch receives a payment directly from an insurer when they sell a particular insurer’s policy. It’s basically a commission we receive, which is included in your monthly premium.

What is the most trusted life insurance company?

Best Life Insurance Companies

  • #1 Northwestern Mutual.
  • #2 Haven Life.
  • #3 State Farm.
  • #4 Banner Life.
  • #5 Principal.
  • #5 Pacific Life.
  • #7 Guardian Life.
  • #7 Nationwide.

Can you have 2 life insurance policies?

Can You Have Multiple Life Insurance Policies? There’s no rule issued by life insurance companies that disallows you from owning multiple life insurance policies. And there are some scenarios where it may make sense to do so. Or, you may opt to own both a term life policy and a permanent life insurance policy.

Can you buy life insurance without a broker?

Just as you can buy almost any product online, so too can you now purchase life insurance. Many companies sell term life insurance directly to consumers. You apply online with the company and go through underwriting, including a medical exam and blood work.

Do you need an agent to buy life insurance?

Do you have to use an agent or broker to buy life insurance? No, you can apply for insurance on your own directly through insurance companies. But a licensed broker or agent can help you compare rates, explore options, and handle the back and forth while your application is underwritten.

Can I leave my life insurance to anyone?

Almost anyone can be a life insurance beneficiary, including people, organizations and trusts. Here are some common examples of life insurance beneficiaries: A person, like your spouse. Multiple people, like your children.